Real estate appraisal services for homeowners in the city of Conover and Catawba County

Check out the top 7 reasons NC homeowners use Carolina Appraisal Group, Shelby NC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to cut a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Own a house in or near Conover, NC and need help determining the value of it?
Contact Carolina Appraisal Group, Shelby NC.

At Carolina Appraisal Group, Shelby NC, we understand the unique needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Carolina Appraisal Group, Shelby NC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Carolina Appraisal Group, Shelby NC is experienced in helping homeowners just like you get rid of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties close by. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Carolina Appraisal Group, Shelby NC is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Carolina Appraisal Group, Shelby NC can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Carolina Appraisal Group, Shelby NC offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Carolina Appraisal Group, Shelby NC can help you with that. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.